Champaign County property record for 305 E Jefferson St, Philo, IL 61864 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 11,681 sqft (0.268 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,059.00 (2025) |
| Primary APN | 19-27-23-186-012 |
|---|
| Lot Area | 11,681 sqft (0.268 acres) |
|---|
| Street Address | 305 E JEFFERSON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9526 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 11 HALES, E.B., 2ND ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 2ND ADD |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-186-012
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 E JEFFERSON ST, PHILO, IL 61864-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 01, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 21, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 01, 2026 |
| Transfer Doc | 0000008095 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 01, 2026 |
| Property Address | 305 E JEFFERSON ST, PHILO, IL 61864-9526 |
| Document Number | 0000008095 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20268095 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 E JEFFERSON ST, PHILO, IL 61864-9526 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 15, 2026 |
| Property Address | 305 E JEFFERSON ST, PHILO, IL 61864-9526 |
| Document Number | 0000007197 |
| Instrument Date | May 11, 2026 |
| Instrument | 20267197 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 E JEFFERSON ST, PHILO, IL 61864-9526 |
| Document Number | 0000007197, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20267197 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 21, 2017 |
| Property Address | 305 E JEFFERSON ST, PHILO, IL 61864-9526 |
| Document Number | 0000013440 |
| Instrument Date | Jul 15, 2017 |
| Instrument | 13440 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E JEFFERSON ST PHILO IL 618649526, PHILO, IL 61864-9526 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,059.00 (+4.48%) | $77,340 (+25.02%) Land $6,940 Building $70,400 | $232,020 (+25.02%) Land $20,820 Building $211,200 |
| 2024 | $3,885.00 (+9.5%) | ||
| 2022 | $3,548.00 Homeowner's exemption | $61,860 Land $5,550 Building $56,310 | $185,580 Land $16,650 Building $168,930 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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