Champaign County property record for 204 E Jefferson St, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 14,101 sqft (0.324 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2020) |
| Tax Bill | $3,580.00 (2024) |
| Primary APN | 19-27-23-182-009 |
|---|
| Lot Area | 14,101 sqft (0.324 acres) |
|---|
| Street Address | 204 E JEFFERSON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9543 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS PT 6, PT 7 BLOCK 7 HALES, E.B., 2ND ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-182-009
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 E JEFFERSON ST, PHILO, IL 61864-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED TRUST BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST |
| Jul 10, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Dec 21, 2009 · Amount on Record |
| Deed Doc Number | 202012992 |
| Prior Transfer Date | Dec 14, 2009 |
| Prior Transfer Doc | 0000035807 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 204 E JEFFERSON ST, PHILO, IL 61864-9543 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 204 E JEFFERSON ST, PHILO, IL 61864-9543 |
| Document Number | 0000003450 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026R03450 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 204 E JEFFERSON ST, PHILO, IL 61864-9543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005984 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020R05984 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAVOY, IL 61874 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 10, 2020 |
| Property Address | 204 E JEFFERSON ST, PHILO, IL 61864-9543 |
| Document Number | 0000012992 |
| Map Reference | MB A PG 148 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020R12992 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 204 E JEFFERSON ST, PHILO, IL 61864-9543 |
| Document Number | 0000012993 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020R12993 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,770 (+8.79%) Land $5,600 Building $66,170 | $215,310 (+8.79%) Land $16,800 Building $198,510 | |
| 2024 | $3,580.00 (+5.17%) | $65,970 (+14.91%) Land $5,150 Building $60,820 | $197,910 (+14.91%) Land $15,450 Building $182,460 |
| 2023 | $3,404.00 (+4.23%) | ||
| 2022 | $3,266.00 Homeowner's exemption | $57,410 Land $4,480 Building $52,930 | $172,230 Land $13,440 Building $158,790 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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