302 E Cole St, Heyworth, IL 61745 Property Records

McLean County property record for 302 E Cole St, Heyworth, IL 61745

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 1919
Lot Size	0.48 acres (20,908 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2021)
Tax Bill	$6,882 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-34-357-002`

Property Details

APN / Parcel Number

Primary APN	`28-34-357-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	2,292 sqft
2nd Floor Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Brick
Construction Type	Frame
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 E COLE ST
City	HEYWORTH
State	IL
Zip	61745-7776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF HEYWORTH LOT 5 &6 BLK 16
Legal Range	02E
Legal Township	22N
Legal Section	34
Legal Subdivision	VILLAGE OF HEYWORTH
Legal Block	16
Legal Lot Number	5,6
Jurisdiction	MCLEAN IL
Township / Civil Division	RANDOLPH
Census Block Group	3
Census Block	3028
Census Tract	5402

Owner

302 E Cole St is owned by an individual who bought it in November 2021.

Source: McLean County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	15303 E 100 NORTH RD, HEYWORTH, IL 61745-7597
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Nov 9, 2021	Warranty Deed, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Deed Document Number	202126785
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	302 E COLE ST, HEYWORTH, IL 61745-7776
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009943
Date	Jun 2, 2022
Instrument	2022-00009943

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	HEYWORTH, IL 61745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	302 E COLE ST, HEYWORTH, IL 61745-7776
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012848
Date	Jul 13, 2020
Instrument	2020-00012848

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	302 E COLE ST, HEYWORTH, IL 61745-7776
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15303 E 100 NORTH RD, HEYWORTH, IL 61745-7597

Mortgage

Document Number	202100027053
Date	Nov 12, 2021
Instrument	2021-00027053

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	HEYWORTH, IL 61745

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	15 Months
Due	Nov 2, 2022

Interest

Rate	4%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 9, 2021
Property Address	302 E COLE ST, HEYWORTH, IL 61745-7776
Document Number	202100026785
Instrument Date	Nov 3, 2021
Instrument	2021-00026785
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15303 E 100 NORTH RD, HEYWORTH, IL 61745-7597

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Randolph Township
Municipality	Heyworth Village
Unified School District	Heyworth Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,055 Land $23,371 Building $68,684	$276,165 Land $70,113 Building $206,052
2024	$6,882.00 (+8.19%)
2023	$6,361.00 (+3.97%)	$75,970 (+9.06%) Land $19,287 Building $56,683	$227,910 (+9.06%) Land $57,861 Building $170,049
2022	$6,118.00	$69,659 Land $17,685 Building $51,974	$208,977 Land $53,055 Building $155,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 E Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 302 E Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEYWORTH serves 2,853 people · EPA ID IL1130650
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MR Systems Wireless Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

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