304 E Bridge St, Elkader, IA 52043 Property Records

Clayton County property record for 304 E Bridge St, Elkader, IA 52043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,649 sqft · built 1930
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jul 2021)
Tax Bill$2,406 (2025)
Deeds & MortgagesOct 2023 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2523188005

Property Details

APN / Parcel Number

Primary APN2523188005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,649 sqft Living Area
1st Floor Area1,066 sqft
AtticAttic
Attic Area583 sqft
Basement Area1,066 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address304 E BRIDGE ST
CityELKADER
StateIA
Zip52043-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE. ELKADER W. 1/2 LOTS 5 & 6 BLK 3
Legal SubdivisionELKADER
Legal Block3
Legal Lot Number5,6
JurisdictionCLAYTON IA
Township / Civil DivisionBOARDMAN
Census Block Group3
Census Block3021
Census Tract70300

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 E BRIDGE ST, ELKADER, IA 52043-9002
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Intrafamily Transfer, Transfer
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
FREEDOM BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Deed Document Number20212758
Last Transfer DateOct 19, 2023
Transfer Doc2023R02983
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAYTON IA
Recording DateOct 31, 2023
Property Address304 E BRIDGE ST, ELKADER, IA 52043-9002
Document Number2023R02983
Instrument DateOct 19, 2023
Instrument2023R02983
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 REIMER ST SW, ELKADER, IA 52043-9558

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateJul 2, 2021
Property Address304 E BRIDGE ST, ELKADER, IA 52043-9002
Document Number2021R02758
Instrument DateJul 2, 2021
Instrument2021R02758
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

AmountAmount Recorded
Tax$127.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E BRIDGE ST, ELKADER, IA 52043-9002

Mortgage

Document Number2021R02760
DateJul 2, 2021
Instrument2021R02760
Lender
NameFREEDOM BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 2, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityElkader City
Unified School DistrictCentral Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,406.00 (+3.35%)$109,370 (+17.38%) Land $7,818 Building $101,552$109,370 (+17.38%) Land $7,818 Building $101,552
2024$2,328.00 (+16.28%)
2023$93,175 Land $6,798 Building $86,377$93,175 Land $6,798 Building $86,377
2022$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1991–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKADER MUNI WATER DEPT
serves 1,219 people · EPA ID IA2223011
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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