Missoula County property record for 305 E Alder St, Missoula, MT 59802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1910 |
| Lot Size | 0.026 acres (1,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $166,000 (Aug 2007) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Dec 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0458684 |
| Primary APN | R0458684 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,224 sqft |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 504 sqft |
| Family Room | Family Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,133 sqft (0.026 acres) |
| Lot Dimensions | 45 ft deep x 60 ft wide |
| View / Lot | Neighborhood |
| Porch | Enclosed Frame Porch |
| Porch Area | 83 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001253901 |
|---|---|
| Street Address | 305 E ALDER ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-4625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CP HIGGINS, S22, T13 N, R19 W, BLOCK P, LOT 8, FRAC OF |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 22 |
| Legal Subdivision | CP HIGGINS |
| Legal Block | P |
| Legal Lot Number | 8 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
305 E Alder St is owned by two individuals who acquired it in December 2013.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 HIGHLAND ST, HELENA, MT 59601-5121 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage MONTANA BUSINESS ASSISTANCE CONNECTION I |
| Dec 11, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOULA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2007 · Amount on File |
| Deed Sale | Aug 28, 2007 · Amount on File |
| Prior Sale | Sep 6, 2001 |
| Deed Document Number | 200722421 |
| Deed Book / Page | 804 / 854 |
| Last Transfer Date | Dec 18, 2013 |
| Transfer Doc | 0000024234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 305 E ALDER ST, MISSOULA, MT 59802-4625 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1003 HIGHLAND ST, HELENA, MT 59601-5121 |
| Document Number | 0010850004 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 1085/4 |
| Instrument | 202300111 |
| Name | MONTANA BUSINESS ASSISTANCE CONNECTION I |
|---|---|
| Type | Non-Lending Institution |
| Address | HELENA, MT 59601 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Nov 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 305 E ALDER ST, MISSOULA, MT 59802-4625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009900583 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 990/0583 |
| Instrument | 201724525 |
| Name | MISSOULA FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2032 |
The 2025 property tax bill for 305 E Alder St was $3,187, down 23% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,834 (-) Land $122,164 Building $277,670 | $399,834 (-) Land $122,164 Building $277,670 | |
| 2025 | $3,187.00 (-22.98%) | $399,834 Land $122,164 Building $277,670 | $399,834 Land $122,164 Building $277,670 |
| 2024 | $4,138.00 (+6.05%) | ||
| 2023 | $3,902.00 | $326,231 | $326,231 Land $86,881 Building $239,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 E Alder St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 E Alder St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.
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