245 E Alder St, Missoula, MT 59802 Property Records

Missoula County property record for 245 E Alder St, Missoula, MT 59802

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 1,920 sqft · built 1930
Lot Size	0.057 acres (2,483 sqft)
Owner	2 Individual Names on File
Last Sale	$304,700 (Oct 2020)
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0455935`

Property Details

APN / Parcel Number

Primary APN	`R0455935`
Alternative APNs	`04-2200-22-2-46-08-0000` `0001022008` `1022008`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	960 sqft
Upper Floors Area	960 sqft
Basement Area	240 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	2,483 sqft (0.057 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001022008
Street Address	245 E ALDER ST
City	MISSOULA
State	MT
Zip	59802-4519
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Description	CP HIGGINS ADDITION - BLK O - LOTS 1A & 2A, S22, T13 N, R19 W, BLOCK O, LOT 1A
Legal Subdivision	CP HIGGINS ADDITION
Legal Block	O
Legal Lot Number	1A
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1003
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

245 E Alder St, a duplex, is owned by two individuals who bought it in October 2020.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1118 JACKSON ST, MISSOULA, MT 59802-3840
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Deed Document Number	202024910
Deed Book / Page	1041 / 1140
Prior Transfer Date	Oct 15, 2002
Prior Transfer Doc	0000033814
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 15, 2020
Property Address	245 E ALDER ST, MISSOULA, MT 59802-4581
Document Number	0010411140
Book / Page	1041 / 1140
Instrument Date	Oct 13, 2020
Instrument	202024910
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JACKSON ST, MISSOULA, MT 59802

Mortgage

Document Number	0202024911
Date	Oct 15, 2020
Instrument	202024911

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 245 E Alder St was $4,335.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,800 (-) Land $141,197 Building $358,603	$499,800 (-) Land $141,197 Building $358,603
2025	$4,335.00	$499,800	$499,800 Land $141,197 Building $358,603
2023	$4,092.00	$342,200	$342,200 Land $192,769 Building $149,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 E Alder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Alder St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.