305 E 20th Ter, Kearney, MO 64060 Property Records

Clay County property record for 305 E 20th Ter, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,916 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Mar 2026 Sale Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-305-00-03-003.00`

Property Details

APN / Parcel Number

Primary APN	`11-305-00-03-003.00`
Alternative APNs	`1130500030030001` `245046`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	3,679 sqft
1st Floor Area	1,183 sqft
Basement Area	1,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	136 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	305 E 20TH TER
City	KEARNEY
State	MO
Zip	64060-8780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE GATES 4TH PLAT LT 139
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	WHITE GATES 04
Legal Lot Number	139
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1036
Census Tract	21811

Owner

305 E 20th Ter is owned and occupied by two individuals who acquired it in February 2026.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Beneficiary Deed, Transfer
Dec 23, 2025	Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC
Apr 3, 2023	Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018
Deed Sale	Oct 29, 2018
Prior Sale	Apr 20, 2012 · Amount on File
Deed Document Number	201835135
Deed Book / Page	8308 / 25
Last Transfer Date	Feb 24, 2026
Transfer Doc	0000005897
Record Updated	Sep 20, 2026

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Mar 6, 2026
Property Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Document Number	0000005897
Book / Page	10120 / 59
Instrument Date	Feb 24, 2026
Instrument	2026005897
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 20TH TER, KEARNEY, MO 64060-8780

Mortgage

Document Number	0000033308
Date	Dec 23, 2025
Book Page	10076/128
Instrument	2025033308

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 20TH TER, KEARNEY, MO 64060-8780

Mortgage

Document Number	0000007352
Date	Apr 3, 2023
Book Page	9539/102
Instrument	2023007352

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039242
Date	Oct 19, 2020
Book Page	8837/88
Instrument	2020039242

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E TER #20TH 20TH, KEARNEY, MO 64060

Mortgage

Document Number	0000045888
Date	Oct 22, 2021
Book Page	9211/148
Instrument	2021045888

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 29, 2018
Property Address	305 E 20TH TER, KEARNEY, MO 64060-8780
Document Number	0000035135
Book / Page	8308 / 025
Instrument Date	Oct 25, 2018
Instrument	2018035135
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 20TH TER, KEARNEY, MO 64060-8780

Tax Assessment & Valuation

The 2025 property tax bill for 305 E 20th Ter was $4,130.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00	$63,120	$332,211
2023	$3,751.00	$54,930	$289,105
2019	$3,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E 20th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E 20th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on E 20th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures