300 E 20th Ter, Kearney, MO 64060 Property Records

Clay County property record for 300 E 20th Ter, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,818 sqft · built 2001
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Sep 2021)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-305-00-01-014.00`

Property Details

APN / Parcel Number

Primary APN	`11-305-00-01-014.00`
Alternative APNs	`1130500010140001` `320205`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,818 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,818 sqft
Basement Area	636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	121 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	3 Parking Spaces
Deck Area	202 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	300 E 20TH TER
City	KEARNEY
State	MO
Zip	64060-8780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE GATES 4TH PLAT LT 136
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	WHITE GATES 04
Legal Lot Number	136
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1006
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 E 20TH TER, KEARNEY, MO 64060-8780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2021	Quit Claim Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 18, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Apr 9, 2020
Deed Document Number	202141758
Deed Book / Page	9185 / 40
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000041758
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	300 E 20TH TER, KEARNEY, MO 64060-8780
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037740
Date	Oct 8, 2020
Book Page	8827/9
Instrument	2020037740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Sep 27, 2021
Property Address	300 E 20TH TER, KEARNEY, MO 64060-8780
Document Number	0000041758
Book / Page	9185 / 40
Instrument Date	Sep 14, 2021
Instrument	2021041758
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E 20TH TER, KEARNEY, MO 64060-8780

Mortgage

Document Number	0000041759
Date	Sep 27, 2021
Instrument	2021041759

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 18, 2017
Property Address	300 E 20TH TER, KEARNEY, MO 64060-8780
Document Number	0000024114
Book / Page	008007 / 000124
Instrument Date	Jul 13, 2017
Instrument	24114
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E 20TH TER KEARNEY MO 640608780, KEARNEY, MO 64060-8780

Mortgage

Document Number	24115
Date	Jul 18, 2017
Book Page	008007/000125
Instrument	24115

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,052.00 (+10.08%)	$61,940 (+14.92%)	$326,000 (+14.92%)
2023	$3,681.00 (+19.71%)	$53,900	$283,684
2019	$3,075.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Brightspeed, United Fiber, Verizon, Wisper ISP.

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