305 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 305 E 10th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Sep 2021)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Sep 2021 Sale Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1127356021`

Property Details

APN / Parcel Number

Primary APN	`1127356021`
Alternative APN	`109661`

Exterior

Lot Area	24,829 sqft (0.57 acres)
Lot Width	150 ft Width

Location & Zoning

Account Number	109661
Street Address	305 E 10TH ST
City	ROCK FALLS
State	IL
Zip	61071-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB LOT R CHAMBERLAIN LOTS 11-12 & 13 190000X
Legal Subdivision	CHAMBERLIN BROS SUBDIVISION
Legal Lot Number	11-13
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2042
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E 10TH ST, ROCK FALLS, IL 61071-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Jan 25, 2012 · Amount on Record
Deed Document Number	20216660
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 23, 2021
Property Address	305 E 10TH ST, ROCK FALLS, IL 61071-1730
Document Number	0202106660
Instrument Date	Sep 22, 2021
Instrument	2021-06660
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 SHADY LN, LOMBARD, IL 60148-3255

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	305 E 10TH ST, ROCK FALLS, IL 61071-1730
Document Number	0000000933
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 E 10TH ST ROCK FALLS IL 610711730, ROCK FALLS, IL 61071-1730

Mortgage

Document Number	0000000933
Date	Feb 17, 2017
Instrument	933

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 16, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,681.00	$39,524 Land $8,417 Building $31,107
2024			$118,572 Land $25,251 Building $93,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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