220 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 220 E 10th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$43,000 (Dec 2009)
Tax Bill	$4,131 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1134103003`

Property Details

APN / Parcel Number

Primary APN	`1134103003`
Alternative APN	`58826`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	117 ft deep x 50 ft wide

Location & Zoning

Account Number	58826
Street Address	220 E 10TH ST
City	ROCK FALLS
State	IL
Zip	61071-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES A PATTERSONS E 50' OF W 150' (EX S 114') LOT 1 BLK 3 173100X
Legal Subdivision	PATTERSONS SUBDIVISION
Legal Block	3
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2047
Census Tract	1500

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 E 10TH ST, ROCK FALLS, IL 61071-1729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2009 · Amount on Record
Deed Sale	Dec 7, 2009 · Amount on Record
Deed Document Number	2009966-2009
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	220 E 10TH ST, ROCK FALLS, IL 61071-1729
Document Number	0000007365
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	220 E 10TH ST ROCK FALLS IL 610711729, ROCK FALLS, IL 61071-1729

Mortgage

Document Number	0000007365
Date	Nov 12, 2020
Instrument	7365

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.99%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	220 E 10TH ST, ROCK FALLS, IL 61071-1729
Document Number	0000004360
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	220 TH ST E ROCK FALLS IL 61071, ROCK FALLS, IL 61071

Mortgage

Document Number	0000004360
Date	Aug 15, 2019
Instrument	4360

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.79%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,131.00	$43,623 Land $3,821 Building $39,802
2024			$130,869 Land $11,463 Building $119,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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