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305 Cooper Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 305 Cooper Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 970 sqft · built 1946
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Tax Bill$1,440 (2026)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Transfer
Flood ZoneZone X (minimal risk)
APN82-45856-0000

Property Details

APN / Parcel Number

Primary APN82-45856-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area970 sqft Living Area
1st Floor Area792 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Width46 ft Width
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Street Address305 COOPER AVE N
CitySAINT CLOUD
StateMN
Zip56303-3850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 012 BLK 001 COLLINS ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionCOLLINS ADD
Legal Block1
Legal Lot Number12
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract602

Owner

Source: Stearns County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address305 COOPER AVE N, SAINT CLOUD, MN 56303-3850
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 14, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateAug 14, 2026
Property Address305 COOPER AVE N, SAINT CLOUD, MN 56303-3850
Document Number0001719167
Instrument DateAug 10, 2026
Instrument20261719167
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$166.65
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address305 COOPER AVE N, SAINT CLOUD, MN 56303-3850

August 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateAug 14, 2026
Property Address305 COOPER AVE N, SAINT CLOUD, MN 56303-3850
Document Number0001719168
Instrument DateAug 10, 2026
Instrument20261719168
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 COOPER AVE N, SAINT CLOUD, MN 56303-3850

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,440.00 (-14.89%)$128,800 (-) Land $25,000 Building $103,800$128,800 (-) Land $25,000 Building $103,800
2025$128,800 (+6.36%) Land $25,000 Building $103,800$128,800 (+6.36%) Land $25,000 Building $103,800
2023$1,692.00$121,100 Land $25,000 Building $96,100$121,100 Land $25,000 Building $96,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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