Stearns County property record for 203 Cooper Ave N, Saint Cloud, MN 56303
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 48,880 sqft · built 1958 |
| Lot Size | 1.98 acres (86,467 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,588 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48809-0355 |
| Primary APN | 82-48809-0355 |
|---|
| Units | 16 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 48,880 sqft Living Area |
| 1st Floor Area | 32,740 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Multi-Family |
| Exterior Material | Block |
| Lot Area | 86,467 sqft (1.98 acres) |
| Lot Width | 674 ft Width |
| Cooling System | None |
|---|
| Street Address | 203 COOPER AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4446 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | PUD89 |
| Legal Description | LOT 001 BLK 002 NINETEENTH AVE NORTH HOMES SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | NINETEENTH AVE NORTH HOMES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 602 |
203 Cooper Ave N, a residential property, is owned by a company.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 203 COOPER AVE N, SAINT CLOUD, MN 56303-4446 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY AND ENVIRONMEN |
| Dec 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 1, 2026 |
| Property Address | 203 COOPER AVE N, SAINT CLOUD, MN 56303-4446 |
| Document Number | 0001710545 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 20261710545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0001710545, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20261710545 |
| Name | CENTER FOR ENERGY AND ENVIRONMEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 3, 2031 |
| Rate | 6.16% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 26, 2017 |
| Property Address | 203 COOPER AVE N, SAINT CLOUD, MN 56303-4446 |
| Document Number | 00A1511828 |
| Instrument Date | Dec 26, 2017 |
| Instrument | A1511828 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203, SAINT CLOUD, MN 56303 |
The 2026 property tax bill for 203 Cooper Ave N was $2,588.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,588.00 | ||
| 2025 | $826,300 Land $344,000 Building $482,300 | $826,300 Land $344,000 Building $482,300 | |
| 2023 | $2,770.00 Additional exemption filed | $776,300 Land $344,000 Building $432,300 | $776,300 Land $344,000 Building $432,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Cooper Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 203 Cooper Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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