305 Cone St, Rincon, GA 31326 Property Records

Effingham County property record for 305 Cone St, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,912 sqft · built 1998
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R2540-047-000`

Property Details

APN / Parcel Number

Primary APN	`R2540-047-000`
Alternative APNs	`0100H047000` `R2540047` `25454`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	16,553 sqft (0.38 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25454
Street Address	305 CONE ST
City	RINCON
State	GA
Zip	31326-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.38 AC LOT 47
Legal Subdivision	BENT TREE
Legal Lot Number	47
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1009
Census Tract	30307

Owner

305 Cone St is owned and occupied by an individual who acquired it in March 2006.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	305 CONE ST, RINCON, GA 31326-8813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING
Apr 15, 2024	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 3, 2019	Deed of Trust, Mortgage AMERICAN FINANCE
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Jul 25, 2017	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2006
Deed Sale	Mar 2, 2006
Prior Sale	Jun 27, 2005 · Amount on File
Deed Book / Page	1496 / 144
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONE ST, RINCON, GA 31326-8813

Mortgage

Document Number	0000003022/0000000798
Date	Feb 9, 2026
Book Page	0000003022/0000000798

Lender

Name	NEW ERA LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONE ST, RINCON, GA 31326-8813

Mortgage

Document Number	0000002904/0000000702
Date	Apr 15, 2024
Book Page	0000002904/0000000702

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2390/920
Date	Feb 21, 2017
Book Page	2390/920

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONE ST, RINCON, GA 31326-8813

Mortgage

Document Number	0000002639/0000000770
Date	Nov 20, 2020
Book Page	0000002639/0000000770
Instrument	012178

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONE ST, RINCON, GA 31326-8813

Mortgage

Document Number	0000002505/0000000008
Date	Jan 3, 2019
Book Page	0000002505/0000000008
Instrument	000053

Lender

Name	AMERICAN FINANCE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CONE ST, RINCON, GA 31326-8813

Mortgage

Document Number	0000002571/0000000648
Date	Feb 3, 2020
Book Page	0000002571/0000000648
Instrument	001010

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	305 CONE ST, RINCON, GA 31326-8813
Transaction Type	Mortgage
Record Updated	Sep 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 006642
Date	Jul 25, 2017
Book Page	2418/356
Instrument	006642

Lender

Name	LOAN DEPOT COM
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 305 Cone St was $3,024, up 4.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,885 (+1.82%) Land $22,800 Building $89,085	$279,713 (+1.82%) Land $57,000 Building $222,713
2025	$3,024.00 (+4.49%)	$109,880 (-2.91%) Land $22,800 Building $87,080	$274,701 (-2.91%) Land $57,000 Building $217,701
2024	$2,894.00	$113,172 Land $22,800 Building $90,372	$282,929 Land $57,000 Building $225,929
2022	$2,295.00	$87,201 Land $17,600 Building $69,601	$218,002 Land $44,000 Building $174,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Cone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Cone St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cone St

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