302 Cone St, Rincon, GA 31326 Property Records

Effingham County property record for 302 Cone St, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,010 sqft · built 1996
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2021)
Tax Bill	$3,009 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2540-064-000`

Property Details

APN / Parcel Number

Primary APN	`R2540-064-000`
Alternative APNs	`0100H064000` `R2540064` `25478`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	15,682 sqft (0.36 acres)
Garage Area	460 sqft
Porch	Patio
Porch Area	196 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25478
Street Address	302 CONE ST
City	RINCON
State	GA
Zip	31326-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.36 AC LOT 64
Legal Subdivision	BENT TREE
Legal Lot Number	64
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1013
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 CONE ST, RINCON, GA 31326-8812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jul 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jan 26, 1999
Deed Document Number	20212581
Deed Book / Page	2712 / 858
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	302 CONE ST, RINCON, GA 31326-8812
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CONE ST, RINCON, GA 31326-8812
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002814/0000000754
Date	Oct 18, 2022
Book Page	0000002814/0000000754
Instrument	010406

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	302 CONE ST, RINCON, GA 31326-8812
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CONE ST, RINCON, GA 31326-8812

Mortgage

Document Number	0000002712/0000000859
Date	Aug 3, 2021
Book Page	0000002712/0000000859
Instrument	009477

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 30, 2021
Property Address	302 CONE ST, RINCON, GA 31326-8812
Document Number	2712/858
Book / Page	2712 / 858
Instrument Date	Jul 30, 2021
Instrument	2021-002581
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CONE ST, RINCON, GA 31326-8812
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,151 (+7.15%) Land $22,800 Building $94,351	$292,877 (+7.15%) Land $57,000 Building $235,877
2025	$3,009.00 (+0.4%)	$109,335 (-6.7%) Land $22,800 Building $86,535	$273,338 (-6.7%) Land $57,000 Building $216,338
2024	$2,997.00 (+16.61%)	$117,186 (+20.02%) Land $22,800 Building $94,386	$292,964 (+20.02%) Land $57,000 Building $235,964
2022	$2,570.00	$97,641 Land $17,600 Building $80,041	$244,103 Land $44,000 Building $200,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cone St

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