Lexington County property record for 305 Common Reed Dr, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,385 sqft · built 2020 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,900 (Dec 2020) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005116-01-042 |
| Primary APN | 005116-01-042 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 COMMON REED DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FINLAY FARMS PH 1ALOT 42 |
| Legal Subdivision | FINLAY FARMS |
| Legal Lot Number | 42 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21306 |
305 Common Reed Dr is owned by an individual who acquired it in May 2024.
Source: Lexington County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Apr 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Dec 14, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Deed Document Number | 202058100 |
| Deed Book / Page | 20910 / 3126 |
| Last Transfer Date | May 13, 2024 |
| Transfer Doc | 2110600314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 305 COMMON REED DR, GILBERT, SC 29054-7901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 305 COMMON REED DR, GILBERT, SC 29054-7901 |
| Document Number | 2104301832 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 21043/1832 |
| Instrument | 2023003082 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 305 COMMON REED DR, GILBERT, SC 29054-7901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 305 COMMON REED DR, GILBERT, SC 29054-7901 |
| Document Number | 2100005887 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 21000/5887 |
| Instrument | 2022015116 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Dec 14, 2020 |
| Property Address | 305 COMMON REED DR, GILBERT, SC 29054-7901 |
| Document Number | 2091003126 |
| Book / Page | 20910 / 3126 |
| Map Reference | MB 20797 PG 196&197 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020058100 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 COMMON REED DR, GILBERT, SC 29054-7901 |
| Document Number | 2020058101 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020058101 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 305 Common Reed Dr was $1,440.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,440.00 | ||
| 2024 | $8,836 (-) Land $1,600 Building $7,236 | $220,900 (-) Land $40,000 Building $180,900 | |
| 2023 | $1,264.00 | $8,836 Land $1,600 Building $7,236 | $220,900 Land $40,000 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Common Reed Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 Common Reed Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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