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  5. Common Reed Dr

289 Common Reed Dr, Gilbert, SC 29054 Property Records

Lexington County property record for 289 Common Reed Dr, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,314 sqft · built 2020
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$223,000 (Sep 2026)
Tax Bill$5,749 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005116-01-040

Property Details

APN / Parcel Number

Primary APN005116-01-040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,314 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address289 COMMON REED DR
CityGILBERT
StateSC
Zip29054-8626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINLAY FARMS PH 1ALOT 40
Legal SubdivisionBONDED P1ST OF PHASE 1A
Legal Lot Number40
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1003
Census Tract21306

Owner

Source: Lexington County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address332 CHURCHVIEW LOOP, LEXINGTON, SC 29073-7027
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Dec 29, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2026 · Amount on Record
Deed SaleSep 16, 2026 · Amount on Record
Prior SaleDec 29, 2020 · Amount on Record
Deed Document Number202638872
Deed Book / Page21244 / 1251
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateSep 16, 2026
Property Address289 COMMON REED DR, GILBERT, SC 29054-8626
Document Number0000038872
Book / Page21244 / 1251
Instrument DateSep 16, 2026
Instrument202638872
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$58,559.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038873,
DateSep 16, 2026
Book Page21244/1255
Instrument202638873
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000038874,
DateSep 16, 2026
Book Page21244/1268
Instrument202638874
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Max Rate-1%

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEXINGTON SC
Recording DateDec 29, 2020
Property Address289 COMMON REED DR, GILBERT, SC 29054-8626
Document Number2091303711
Book / Page20913 / 3711
Map ReferenceMB 20797 PG 196&197
Instrument DateDec 18, 2020
Instrument2020061135
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$699.30
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1663 ELSIE LN, BAY SHORE, NY 11706-2117

Mortgage

Document Number2020061136
DateDec 29, 2020
Instrument2020061136
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,749.00 (+2.35%)
2024$5,617.00 (+0.88%)$11,334 (-) Land $2,400 Building $8,934$188,900 (-) Land $40,000 Building $148,900
2023$5,568.00$11,334 Land $2,400 Building $8,934$188,900 Land $40,000 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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