305 Charlie Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 305 Charlie Way, Saint Augustine, FL 32095

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,388 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$371,398 (May 2022)
Tax Bill$6,518 (2025)
Deeds & MortgagesFeb 2024 Transfer
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023722-1700

Property Details

APN / Parcel Number

Primary APN023722-1700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area1,870 sqft
1st Floor Area1,388 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area386 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address305 CHARLIE WAY
CitySAINT AUGUSTINE
StateFL
Zip32095-7545
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description99/22-41 BEACON LAKE TOWNHOMES LOT 170 OR5550/465 & 5903/1826(Q/C)
Legal Range28E
Legal Township05S
Legal Section15
Legal SubdivisionBEACON LAKE TOWNHOMES
Legal Block1
Legal Lot Number170
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2031
Census Tract20904

Owner

305 Charlie Way, a townhouse, is owned and occupied by an individual who acquired it in February 2024.

Source: St. Johns County records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address305 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 3, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2022 · Amount on File
Deed SaleMay 3, 2022 · Amount on File
Deed Document Number202244988
Deed Book / Page5550 / 465
Last Transfer DateFeb 20, 2024
Transfer Doc0059031826
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 23, 2024
Property Address305 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545
Document Number0059031826
Book / Page5903 / 1826
Map ReferenceMB 99 PG 22-41
Instrument DateFeb 20, 2024
Instrument2024013299
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address305 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 3, 2022
Property Address305 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545
Document Number0055500465
Book / Page5550 / 465
Map ReferenceMB 99 PG 22-41
Instrument DateApr 27, 2022
Instrument2022044988
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,599.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 CHARLIE WAY, ST AUGUSTINE, FL 32095-7545

Mortgage

Document Number0005550467
DateMay 3, 2022
Instrument5550/467
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 305 Charlie Way was $6,518 with a homeowner's exemption, up 7.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,189 (-10.69%) Land $70,000 Building $206,189$276,189 (-10.69%) Land $70,000 Building $206,189
2025$6,518.00 (+7.95%) Homeowner's exemption$309,240 (+2.51%)$309,240 (-2.89%) Land $80,000 Building $229,240
2024$6,038.00 (+3.25%) Homeowner's exemption$301,677 (+3%)$318,437 (+8.72%) Land $80,000 Building $238,437
2023$5,848.00 (+76.41%) Homeowner's exemption$292,890 (+375.47%)$292,890 (+375.47%) Land $80,000 Building $212,890
2022$3,315.00$61,600$61,600 Land $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 Charlie Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Charlie Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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