291 Charlie Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 291 Charlie Way, Saint Augustine, FL 32095

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,081 sqft · built 2022
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$382,277 (May 2022)
Tax Bill	$7,984 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023722-1720`

Property Details

APN / Parcel Number

Primary APN	`023722-1720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,081 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	875 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	291 CHARLIE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7545
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	99/22-41 BEACON LAKE TOWNHOMES LOT 172 OR5550/1768
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE TOWNHOMES
Legal Block	1
Legal Lot Number	172
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	20904

Owner

291 Charlie Way, a townhouse, is owned and occupied by an individual who bought it in May 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	291 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	202245295
Deed Book / Page	5550 / 1768
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 3, 2022
Property Address	291 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7545
Document Number	0055501768
Book / Page	5550 / 1768
Map Reference	MB 99 PG 22-41
Instrument Date	Apr 28, 2022
Instrument	2022045295
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,676.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 CHARLIE WAY, ST AUGUSTINE, FL 32095-7545

Mortgage

Document Number	0055501770
Date	May 3, 2022
Instrument	5550/1770

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 291 Charlie Way was $7,984, up 4.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,816 (-12.27%) Land $70,000 Building $262,816	$332,816 (-12.27%) Land $70,000 Building $262,816
2025	$7,984.00 (+4.19%)	$379,379 (-3.16%)	$379,379 (-3.16%) Land $80,000 Building $299,379
2024	$7,663.00 (+6.76%)	$391,766 (+9.32%)	$391,766 (+9.32%) Land $80,000 Building $311,766
2023	$7,178.00 (+116.53%)	$358,367 (+481.76%)	$358,367 (+481.76%) Land $80,000 Building $278,367
2022	$3,315.00	$61,600	$61,600 Land $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 291 Charlie Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Charlie Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20