Polk County property record for 305 Cedar Tree Ln, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,156 sqft Finished Area |
| Lot Size | 286,625 sqft (6.57 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2021) |
| Tax Bill | $1,238.00 (2025) |
| Primary APN | P66-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,156 sqft Finished Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1930 |
| Foundation Type | Retaining Wall Foundation |
| Lot Area | 286,625 sqft (6.57 acres) |
| Total Buildings | 2 Total Buildings |
| Cooling System | None Cooling |
|---|
| Account Number | 52879 |
|---|---|
| Street Address | 305 CEDAR TREE LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0225 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 12.38 ACRES, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 920202 |
Source: Polk County records · APN P66-26
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 305 CEDAR TREE LN, MILL SPRING, NC 28756-0225 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Apr 05, 2005 |
| Deed Doc Number | 0004581166 |
| Deed Book / Page | 458 / 1166 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 16, 2021 |
| Property Address | 305 CEDAR TREE LN, MILL SPRING, NC 28756-0225 |
| Document Number | 00458/1166 |
| Book / Page | 458 / 1166 |
| Map Reference | FILE F PG 1130 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 143 CEDAR TREE LN, 143, MILL SPRING, NC 28756-4695 |
| Name | Verified Name |
|---|---|
| Address | 305 CEDAR TREE LN, MILL SPRING, NC 28756-0225 |
| Document Number | 0004581177 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 458/1177 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 305 CEDAR TREE LN, MILL SPRING, NC 28756-0225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 305 CEDAR TREE LN, MILL SPRING, NC 28756-0225 |
| Document Number | 455/2141 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 455/2141 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 (+6.54%) | $246,464 (+36.29%) Land $76,615 Building $169,849 | $246,464 (+36.29%) Land $76,615 Building $169,849 |
| 2023 | $1,162.00 | $180,835 Land $47,900 Building $132,935 | |
| 2021 | $180,835 Land $47,900 Building $132,935 |
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