118 Cedar Tree Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 118 Cedar Tree Ln, Mill Spring, NC 28756 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	1,152 sqft Finished Area
Lot Size	51,401 sqft (1.18 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2020)
Tax Bill	$576.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P66-36`
Alternative APN	`56595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,152 sqft Finished Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	51,401 sqft (1.18 acres)
Deck Area	Deck Area
Porch	Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	56595
Street Address	118 CEDAR TREE LN
City	MILL SPRING
State	NC
Zip	28756-4695
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDAR TREE LANE, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	2
Census Block	2007
Census Tract	920202

Owner

Source: Polk County records · APN P66-36

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 CEDAR TREE LN, MILL SPRING, NC 28756-4695
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage COUNTYBANK
Dec 19, 2018	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Book / Page	449 / 1709
Prior Transfer Date	May 12, 2007
Prior Transfer Doc	00354/0110
Record Refreshed	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 24, 2020
Property Address	118 CEDAR TREE LN, MILL SPRING, NC 28756-4695
Document Number	00449/1709
Book / Page	449 / 1709
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2098 FREEMAN TOWN RD, 2098, LAKE LURE, NC 28746-9392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CEDAR TREE LN, MILL SPRING, NC 28756-4695
Investor	Possibly a Property Investor

Mortgage

Document Number	0004491712
Date	Jun 24, 2020
Instrument	449/1712

Lender

Name	COUNTYBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 19, 2018
Property Address	118 CEDAR TREE LN, MILL SPRING, NC 28756-4695
Document Number	00437/1983
Book / Page	437 / 1983
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CEDAR TREE LN, MILL SPRING, NC 28756-4695

Mortgage

Document Number	00437/1986
Date	Dec 19, 2018
Book Page	437/1986

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Dec 19, 2023
Index	5-Year CMT

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00 (+2.86%)	$114,685 (+31.63%) Land $26,665 Building $88,020	$114,685 (+31.63%) Land $26,665 Building $88,020
2023	$560.00	$87,130 Land $20,900 Building $66,230
2021			$87,130 Land $20,900 Building $66,230

118 Cedar Tree Ln, Mill Spring, NC 28756 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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Nearby Streets

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