Shelby County property record for 305 Carter St, Irwin, IA 51446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,124 sqft · built 1976 |
| Lot Size | 0.148 acres (6,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (May 2013) |
| Tax Bill | $1,310 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 832112000160 |
| Primary APN | 832112000160 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| Basement Area | 1,124 sqft |
| Finished Basement | 625 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,468 sqft (0.148 acres) |
| Lot Dimensions | 77 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 142 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 305 CARTER ST |
|---|---|
| City | IRWIN |
| State | IA |
| Zip | 51446-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARTERS ADDITION LT 16 |
| Legal Subdivision | CARTERS ADD |
| Legal Lot Number | 16 |
| Jurisdiction | SHELBY IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 960100 |
305 Carter St is owned and occupied by an individual who bought it in May 2013.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 168, IRWIN, IA 51446-0168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2013 · Amount on File |
| Deed Sale | May 24, 2013 · Amount on File |
| Deed Document Number | 20131106 |
| Prior Transfer Date | Sep 13, 2010 |
| Prior Transfer Doc | 20102029 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 305 Carter St was $1,310 with a homeowner's exemption, up 1.7% from the year before.
Source: Shelby County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Shelby County |
| Municipality | Irwin City |
| Unified School District | IKM-Manning Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,310.00 (+1.71%) | $91,257 (-) Land $10,458 Building $80,799 | $91,257 (-) Land $10,458 Building $80,799 |
| 2025 | $1,288.00 Homeowner's exemption | $91,257 Land $10,458 Building $80,799 | $91,257 Land $10,458 Building $80,799 |
| 2024 | $1,288.00 | ||
| 2023 | $87,989 (+49.34%) Land $10,458 Building $77,531 | $87,989 Land $10,458 Building $77,531 | |
| 2022 | $932.00 Homeowner's exemption | $58,918 Land $10,458 Building $48,460 | |
| 2021 | $58,918 Land $10,458 Building $48,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Carter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Carter St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099 |
|---|---|
| Water Source | Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Cooperative Telephone Fiber | 400 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Western Iowa Wireless.
5G (outdoors only) and 4G LTE
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