301 Carter St, Irwin, IA 51446 Property Records

Shelby County property record for 301 Carter St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1976
Lot Size	0.148 acres (6,468 sqft)
Owner	Individual Name on File
Last Sale	$53,500 (Feb 2017)
Tax Bill	$1,230 (2026)
Deeds & Mortgages	Aug 2019 Refinance Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`832112000140`

Property Details

APN / Parcel Number

Primary APN	`832112000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Building Area	1,132 sqft Living Area
Basement Area	1,132 sqft
Finished Basement	175 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,468 sqft (0.148 acres)
Lot Dimensions	77 ft deep x 84 ft wide
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	301 CARTER ST
City	IRWIN
State	IA
Zip	51446-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARTERS ADDITION LT 14
Legal Subdivision	CARTERS ADD
Legal Lot Number	14
Jurisdiction	SHELBY IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4033
Census Tract	960100

Owner

301 Carter St is owned and occupied by an individual who bought it in February 2017.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	301 CARTER ST, IRWIN, IA 51446-7712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PLAINS COMMERCE BANK
Feb 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017 · Amount on File
Deed Sale	Feb 13, 2017 · Amount on File
Prior Sale	Jun 16, 2006 · Amount on File
Deed Document Number	2017241
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	301 CARTER ST, IRWIN, IA 51446-7712
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191227
Date	Aug 19, 2019
Instrument	2019-1227

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Feb 13, 2017
Property Address	301 CARTER ST, IRWIN, IA 51446-7712
Document Number	0020170241
Instrument Date	Feb 2, 2017
Instrument	2017-0241
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$84.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CARTER ST, IRWIN, IA 51446-7712

Tax Assessment & Valuation

The 2026 property tax bill for 301 Carter St was $1,230 with a homeowner's exemption.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,230.00	$86,336 (-) Land $10,458 Building $75,878	$86,336 (-) Land $10,458 Building $75,878
2025		$86,336 Land $10,458 Building $75,878	$86,336 Land $10,458 Building $75,878
2024	$1,206.00
2023		$83,101 (+47.62%) Land $10,458 Building $72,643	$83,101 Land $10,458 Building $72,643
2022	$882.00 Homeowner's exemption	$56,292 Land $10,458 Building $45,834
2021			$56,292 Land $10,458 Building $45,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Carter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

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