Essex County and Cedar Grove Township property record for 305 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,008 sqft · built 1961 |
| Lot Size | 0.318 acres (13,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,888 (Dec 2017) |
| Tax Bill | $9,885 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00280-0000-00618 |
| Primary APN | 04-00280-0000-00618 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,008 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 13,839 sqft (0.318 acres) |
| Lot Dimensions | 173 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 040028000618 |
|---|---|
| Street Address | 305 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80X173 |
| Legal Block | 280 |
| Legal Lot Number | 618 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21300 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 BOWDEN RD, CEDAR GROVE, NJ 07009-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Dec 6, 2017 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on File |
| Deed Sale | Dec 6, 2017 · Amount on File |
| Deed Document Number | 2017105743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 305 BOWDEN RD, CEDAR GROVE, NJ 07009-1752 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000051322 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022051322 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 305 BOWDEN RD, CEDAR GROVE, NJ 07009-1752 |
| Document Number | 0000007097 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 BOWDEN RD CEDAR GROVE NJ 070091752, CEDAR GROVE, NJ 07009-1752 |
| Document Number | 0000007097 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 7097 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 6, 2017 |
| Property Address | 305 BOWDEN RD, CEDAR GROVE, NJ 07009-1752 |
| Document Number | 0000105743 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 105743 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 BOWDEN RD CEDAR GROVE NJ 070091524, CEDAR GROVE, NJ 07009-1524 |
| Document Number | 105744 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 105744 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07080 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,100 (+80.24%) Land $318,100 Building $345,000 | $663,100 (+80.24%) Land $318,100 Building $345,000 | |
| 2025 | $9,885.00 (+2.8%) | $367,900 (-) Land $177,800 Building $190,100 | $367,900 (-) Land $177,800 Building $190,100 |
| 2024 | $9,616.00 (+1.95%) | ||
| 2023 | $367,900 Land $177,800 Building $190,100 | $367,900 Land $177,800 Building $190,100 | |
| 2022 | $9,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1979–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures