Essex County and Cedar Grove Township property record for 286 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 3,994 sqft · built 1780 |
| Lot Size | 1.68 acres (73,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $718,000 (Sep 2014) |
| Tax Bill | $20,225 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2014 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00211-0000-00009 |
| Primary APN | 04-00211-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,994 sqft Living Area |
| Year Built | Built 1780 |
|---|---|
| Effective Year Built | Effective 1780 |
| Construction Type | Frame |
| Lot Area | 73,198 sqft |
| Lot Dimensions | 488 ft deep x 150 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040021100009 |
|---|---|
| Street Address | 286 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150X488 |
| Legal Block | 211 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21300 |
286 Bowden Rd is owned and occupied by two individuals who bought it in September 2014.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 BOWDEN RD, CEDAR GROVE, NJ 07009-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Sep 16, 2014 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on File |
| Deed Sale | Sep 29, 2014 · Amount on File |
| Prior Sale | Sep 29, 2014 · Amount on File |
| Deed Document Number | 201414070149 |
| Deed Book / Page | 12517 / 3522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 286 BOWDEN RD, CEDAR GROVE, NJ 07009-1509 |
| Document Number | 0000093111 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 BOWDEN RD CEDAR GROVE NJ 070091509, CEDAR GROVE, NJ 07009-1509 |
| Document Number | 0000093111 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 93111 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 286 BOWDEN RD, CEDAR GROVE, NJ 07009-1509 |
| Document Number | 0000103012 |
| Instrument Date | Sep 16, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 BOWDEN RD CEDAR GROVE NJ 070091509, CEDAR GROVE, NJ 07009-1509 |
| Document Number | 0000103012 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 103012 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 18, 2045 |
The 2025 property tax bill for 286 Bowden Rd was $20,225, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,252,400 (+66.39%) Land $452,300 Building $800,100 | $1,252,400 (+66.39%) Land $452,300 Building $800,100 | |
| 2025 | $20,225.00 (+2.8%) | $752,700 Land $265,100 Building $487,600 | $752,700 Land $265,100 Building $487,600 |
| 2024 | $19,675.00 | ||
| 2023 | $681,500 Land $265,100 Building $416,400 | $681,500 Land $265,100 Building $416,400 | |
| 2022 | $17,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Bowden Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1979–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Bowden Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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