109 5th St, Richmond, KY 40475 Property Records

Madison County property record for 109 5th St, Richmond, KY 40475

Property Summary

Property TypeCommercial Office
Details7,156 sqft
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$247,000 (Apr 2006)
Tax Bill$2,574 (2025)
Flood ZoneZone X (minimal risk)
APNR005-0027-0012-B

Property Details

APN / Parcel Number

Primary APNR005-0027-0012-B
Alternative APNs
  • 114009
  • 77110
  • 43268

Interior

Stories2 Stories
Building Area7,156 sqft Total Area
Office7,156 sqft

Exterior

Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number43268
Street Address109 5TH ST
CityRICHMOND
StateKY
Zip40475-1337
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionLOT 1 (0.30 ACRES)
Legal Block1
Legal Lot Number1
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2009
Census Tract10602

Owner

109 5th St, a commercial property, is owned by a company that bought it in April 2006 and is owner-occupied.

Source: Madison County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 787, RICHMOND, KY 40476-0787
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2006 · Amount on File
Deed SaleApr 19, 2006 · Amount on File
Deed Document Number0000605566
Deed Book / Page605 / 566
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 109 5th St was $2,574 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,574.00 Additional exemption filed$273,000$273,000
2023$2,425.00 (-0.29%)$250,000 (-)$250,000 (-)
2022$2,432.00$250,000$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 5th St

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