305 3rd Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 305 3rd Ave SE, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details576 sqft · built 1940
Lot Size0.225 acres (9,799 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jun 2024)
Tax Bill$1,792 (2026)
Deeds & MortgagesDec 2025 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-043-0760

Property Details

APN / Parcel Number

Primary APN21-043-0760

Interior

Building Area576 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area9,799 sqft (0.225 acres)
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area192 sqft

Location & Zoning

Street Address305 3RD AVE SE
CityMILACA
StateMN
Zip56353-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/3 OF LOT 2 BLK 24
Legal Range27
Legal Township38
Legal Section25
Legal SubdivisionTHIRD ADDITION TO MILACA
Legal Block24
Legal Lot Number2
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2045
Census Tract170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 3RD AVE SE, MILACA, MN 56353-1227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
US BANK NA
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Document Number2024441486
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address305 3RD AVE SE, MILACA, MN 56353-1227
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 3RD AVE SE, MILACA, MN 56353-1227

Mortgage

Document Number000A449153
DateDec 10, 2025
InstrumentA449153
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateAug 12, 2020
Property Address305 3RD AVE SE, MILACA, MN 56353-1227
Document NumberA418641
Instrument DateAug 4, 2020
InstrumentA418641
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyEXECUTIVE ASSOCIATES TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$522.72
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address305 3RD AVE SE, MILACA, MN 56353-1227

Mortgage

Document NumberA418642
DateAug 12, 2020
InstrumentA418642
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,792.00 (+11.58%)$162,100 (+2.08%) Land $36,000 Building $126,100$162,100 (+2.08%) Land $36,000 Building $126,100
2025$1,606.00 (-2.9%) Homeowner's exemption$158,800 (+16%) Land $32,000 Building $126,800$158,800 (+16%) Land $32,000 Building $126,800
2023$1,654.00$136,900 Land $28,000 Building $108,900$136,900 Land $28,000 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable · Fiber in parts of the area
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Benton Cooperative Telephone Company
Cable · Fiber in parts of the area
100 / 20
AT&T
Fixed Wireless
100 / 20

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