Mille Lacs County property record for 245 3rd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 911 sqft · built 1915 |
| Lot Size | 0.225 acres (9,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,500 (Dec 2018) |
| Tax Bill | $2,270 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-0200 |
| Primary APN | 21-043-0200 |
|---|
| Building Area | 911 sqft Living Area |
|---|---|
| Basement Area | 806 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 9,799 sqft (0.225 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Street Address | 245 3RD AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C 1/3 OF LOT 3 BLK 19 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 19 |
| Legal Lot Number | 3 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage HUD |
| Dec 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage EAGLE HOME MORTGAGE CO |
| Dec 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE CO |
| Oct 6, 2017 | Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SVCS INC |
| Oct 6, 2017 | Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECUIRTY ABSTRACT & TIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on Record |
| Deed Sale | Dec 6, 2018 · Amount on Record |
| Prior Sale | Oct 6, 2017 · Amount on Record |
| Deed Document Number | 2018409393 |
| Prior Transfer Date | Sep 18, 2017 |
| Prior Transfer Doc | A402877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A437199 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | A437199 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A409394 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | A409394 |
| Name | EAGLE HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 6, 2018 |
| Property Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Document Number | A409393 |
| Instrument Date | Nov 20, 2018 |
| Instrument | A409393 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | LENDSERV NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.85 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Document Number | A409395 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | A409395 |
| Name | EAGLE HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 6, 2017 |
| Property Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Document Number | A402878 |
| Instrument Date | Sep 26, 2017 |
| Instrument | A402878 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECUIRTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Document Number | A402879 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | A402879 |
| Name | LAND HOME FINANCIAL SVCS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 6, 2017 |
| Property Address | 245 3RD AVE SE, MILACA, MN 56353-1225 |
| Document Number | A402877 |
| Instrument Date | Sep 18, 2017 |
| Instrument | A402877 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECUIRTY ABSTRACT & TIT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 65, MILACA, MN 56353-0065 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,270.00 (+10.73%) | $195,400 (+2.25%) Land $36,000 Building $159,400 | $195,400 (+2.25%) Land $36,000 Building $159,400 |
| 2025 | $2,050.00 (+0.99%) Homeowner's exemption | $191,100 (+17.02%) Land $32,000 Building $159,100 | $191,100 (+17.02%) Land $32,000 Building $159,100 |
| 2023 | $2,030.00 | $163,300 Land $28,000 Building $135,300 | $163,300 Land $28,000 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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