305 15th St S, Buffalo, MN 55313 Property Records

Wright County property record for 305 15th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 912 sqft · built 1984
Lot Size	0.227 acres (9,887 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Feb 2024)
Tax Bill	$2,838 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-078-001110`

Property Details

APN / Parcel Number

Primary APN	`103-078-001110`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	90 sqft
Finished Basement	90 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,887 sqft (0.227 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 15TH ST S
City	BUFFALO
State	MN
Zip	55313-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 HIGHLAND PARK LOT-011 BLOCK-001
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	HIGHLAND PARK
Legal Block	1
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4004
Census Tract	100701

Owner

305 15th St S is owned and occupied by two individuals who bought it in February 2024.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 15TH ST S, BUFFALO, MN 55313-1288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Deed Document Number	20241625577
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 29, 2024
Property Address	305 15TH ST S, BUFFALO, MN 55313-1288
Document Number	00A1548160
Instrument Date	Feb 28, 2024
Instrument	A1548160
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 15TH ST S, BUFFALO, MN 55313-1288

Mortgage

Document Number	00A1548161
Date	Feb 29, 2024
Instrument	A1548161

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	305 15TH ST S, BUFFALO, MN 55313-1288
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1543516
Date	Dec 1, 2023
Instrument	A1543516

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 305 15th St S was $2,838.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,838.00	$262,800 (+5.8%) Land $85,000 Building $177,800	$262,800 (+5.8%) Land $85,000 Building $177,800
2025		$248,400 Land $80,000 Building $168,400	$248,400 Land $80,000 Building $168,400
2023	$2,716.00 (+15.87%)	$233,400 Land $80,000 Building $153,400	$233,400 Land $80,000 Building $153,400
2022	$2,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 15th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 15th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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