302 15th St S, Buffalo, MN 55313 Property Records

Wright County property record for 302 15th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 810 sqft · built 1986
Lot Size	0.254 acres (11,089 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2019)
Tax Bill	$3,300 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-078-003070`

Property Details

APN / Parcel Number

Primary APN	`103-078-003070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	810 sqft
Basement Area	587 sqft
Finished Basement	587 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Architectural Style	Dome
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,089 sqft (0.254 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 15TH ST S
City	BUFFALO
State	MN
Zip	55313-1287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 HIGHLAND PARK LOT-007 BLOCK-003
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	HIGHLAND PARK
Legal Block	3
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4010
Census Tract	100701

Owner

302 15th St S is owned by two individuals who bought it in November 2019.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 RIDGEWOOD LN, DELANO, MN 55328-4508
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage 21ST CENTURY BANK
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2019	Quit Claim Deed, Transfer NORTHLAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Nov 7, 2007 · Amount on File
Deed Document Number	20191410459
Prior Transfer Date	Oct 9, 2019
Prior Transfer Doc	0001407945
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	302 15TH ST S, BUFFALO, MN 55313-1287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001371359
Date	Jun 1, 2018
Instrument	1371359

Lender

Name	21ST CENTURY BANK
Type	Bank
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 29, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	302 15TH ST S, BUFFALO, MN 55313-1287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437201
Date	Aug 18, 2020
Instrument	1437201

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 7, 2019
Property Address	302 15TH ST S, BUFFALO, MN 55313-1287
Document Number	0001410459
Instrument Date	Oct 31, 2019
Instrument	1410459
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	NORTHLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	690 RIDGEWOOD LN, DELANO, MN 55328-4508

Mortgage

Document Number	0001410460
Date	Nov 7, 2019
Instrument	1410460

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 11, 2019
Property Address	302 15TH ST S, BUFFALO, MN 55313-1287
Document Number	0001407945
Instrument Date	Oct 9, 2019
Instrument	1407945
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	NORTHLAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3616 20TH ST NE BUFFALO MN 553134220, BUFFALO, MN 55313-4220

Tax Assessment & Valuation

The 2026 property tax bill for 302 15th St S was $3,300.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,300.00	$279,800 (+5.9%) Land $85,000 Building $194,800	$279,800 (+5.9%) Land $85,000 Building $194,800
2025		$264,200 Land $80,000 Building $184,200	$264,200 Land $80,000 Building $184,200
2023	$3,120.00 (+15.9%)	$253,900 Land $80,000 Building $173,900	$253,900 Land $80,000 Building $173,900
2022	$2,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 15th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 15th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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