305 14th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 305 14th St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,160 sqft · built 1993
Lot Size0.292 acres (12,700 sqft)
OwnerCompany Name on Record
Last Sale$1,075,000 (Mar 2012)
Tax Bill$16,248 (2024)
Flood ZoneZone AE (high risk)
APN00079872-008200

Property Details

APN / Parcel Number

Primary APN00079872-008200
Alternative APNs
  • 05663300079872008200
  • 8734077

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,160 sqft Living Area
1st Floor Area2,160 sqft
AtticAttic
Attic Area938 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2009
Exterior MaterialWood
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area12,700 sqft (0.292 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area938 sqft
CarportCarport
Carport Area938 sqft

Exterior Amenities

Pool Area440 sqft
PorchOpen Porch
Porch Area736 sqft
Patio Area3,410 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8734077
Street Address305 14TH ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 2 LT 47 COURY SUBD NO PB7-48 OR1229-2130/31 OR1459-411 OR2269-1723/24 OR2269-1725M/T OR2561-793/94
Legal Range33E
Legal Township66S
Legal Section05
Legal SubdivisionCOURY SUBD #2
Legal Block2
Legal Lot Number47
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 510782, KEY COLONY BEACH, FL 33051-0782
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2012 · Amount on Record
Deed SaleMar 23, 2012 · Amount on Record
Prior SaleMay 29, 1997 · Amount on Record
Deed Document Number20121875492
Deed Book / Page2561 / 793
Prior Transfer DateJan 30, 2007
Prior Transfer Doc0022691723
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,738,933 (+5.99%)$3,019,050 (+2.93%) Land $2,464,408 Building $554,642
2024$16,248.00 (+2.2%)
2023$15,899.00 (+3.85%) Homeowner's exemption$1,640,705 (+3%)$2,933,046 (+11.42%) Land $2,409,925 Building $523,121
2022$15,309.00 Homeowner's exemption$1,592,918$2,632,322 Land $2,095,600 Building $536,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 14th St

Nearby Streets

Search Property Records by Address or Parcel Number