270 14th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 270 14th St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,714 sqft · built 2022
Lot Size0.194 acres (8,440 sqft)
OwnerCompany Name on Record
Last Sale$669,000 (Sep 2020)
Tax Bill$23,020 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00079872-007700

Property Details

APN / Parcel Number

Primary APN00079872-007700
Alternative APNs
  • 05663300079872007700
  • 8734026

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area5,714 sqft Living Area
Gross Area6,096 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,440 sqft (0.194 acres)
Lot Dimensions105 ft deep x 80 ft wide
View / LotCanal
Garage TypeAttached
Garage Area382 sqft
PorchOpen Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number8734026
Street Address270 14TH ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBLK 2 LOT 42 COURY SUBD NO 2 PB7-48 OR1574-1025R/S OR1942-2364 OR2840-1344/45 OR2840-1347D/C OR3041-1509
Legal Range33E
Legal Township66S
Legal Section05
Legal SubdivisionCOURY SUBD #2
Legal Block2
Legal Lot Number42
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address919 VENETIA AVE, CORAL GABLES, FL 33134-3627
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Sep 2, 2020Warranty Deed, Transfer · Commercial Mortgage
ELS HOLDINGS LLC
Feb 24, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2020 · Amount on Record
Deed SaleSep 2, 2020 · Amount on Record
Prior SaleFeb 24, 2017 · Amount on Record
Deed Document Number20202279985
Deed Book / Page3041 / 1509
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address270 14TH ST, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 VENETIA AVE, CORAL GABLES, FL 33134-3627

Mortgage

Document Number0030761414
DateFeb 19, 2021
Book Page3076/1414
Instrument2304755
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 2, 2020
Property Address270 14TH ST, KEY COLONY BEACH, FL 33051
Document Number0030411509
Book / Page3041 / 1509
Map ReferenceMB 7 PG 48
Instrument DateAug 28, 2020
Instrument2279985
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,683.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 510974, KEY COLONY BEACH, FL 33051-0974

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 VENETIA AVE, CORAL GABLES, FL 33134-3627

Mortgage

Document Number0030411511
DateSep 2, 2020
Instrument3041/1511
Lender
NameELS HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term19 Months
DueApr 1, 2022

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 24, 2017
Property Address270 14TH ST, KEY COLONY BEACH, FL 33051
Document Number0028401344
Book / Page002840 / 001344
Instrument DateFeb 10, 2017
Instrument2111643
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,975.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 510974 KEY COLONY BEACH FL 330510974, KEY COLONY BEACH, FL 33051-0974

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,948,897 (+8.39%) Land $1,506,540 Building $1,442,357$2,948,897 (+8.39%) Land $1,506,540 Building $1,442,357
2024$23,020.00 (+6.27%)
2023$21,661.00 (+283.04%)$2,720,687 (+361.24%) Land $1,366,647 Building $1,354,040$2,720,687 (+361.24%) Land $1,366,647 Building $1,354,040
2022$5,655.00$589,867 Land $567,643 Building $22,224$589,867 Land $567,643 Building $22,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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