3049 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3049 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,582 sqft · built 1945
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$102,200 (Apr 2019)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0073-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0073-00`
Alternative APN	`0092242`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	406 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3049 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	W TOWER AVE 50X132.50 PT LOT 3 J L VATTIERS EST SUB R2-T2-S7 NE
Legal Subdivision	VATTIERS EST SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	10900

Owner

3049 W Tower Ave is owned and occupied by an individual who bought it in April 2019.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3049 W TOWER AVE, CINCINNATI, OH 45238-3512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Dec 6, 2002 · Amount on File
Deed Document Number	201926876
Deed Book / Page	13893 / 1171
Prior Transfer Date	Jun 27, 2005
Prior Transfer Doc	0000000180
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2019
Property Address	3049 W TOWER AVE, CINCINNATI, OH 45238-3512
Document Number	0000026876
Book / Page	13893 / 01171
Map Reference	DD 1611
Instrument Date	Mar 29, 2019
Instrument	2019-0026876
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 W TOWER AVE, CINCINNATI, OH 45238-3512
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026877
Date	Apr 10, 2019
Instrument	2019-0026877

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3049 W Tower Ave was $3,562, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (+3.13%)	$57,723 (+%) Land $6,983 Building $50,740	$164,920 Land $19,950 Building $144,970
2024	$3,454.00 (-2.21%)	$57,721 (-) Land $6,982 Building $50,739
2023	$3,532.00 (+44.46%)	$57,721 (+61.37%) Land $6,982 Building $50,739	$164,920 Land $19,950 Building $144,970
2022	$2,445.00 Homeowner's exemption	$35,770 Land $5,670 Building $30,100
2020			$102,200 Land $16,200 Building $86,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3049 W Tower Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3049 W Tower Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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