3046 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3046 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1950
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Owner Names on File
Last Sale	$96,300 (May 2006)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0016-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0016-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3046 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TOWER AVE 50 X 146 NS WEST TOWER AVE 575.01 FT W OF C L FERGUSON RD
Legal Subdivision	EGLO REALTY CO
Legal Lot Number	111
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10900

Owner

The current owner of 3046 W Tower Ave bought it in May 2006.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	3046 W TOWER AVE, CINCINNATI, OH 45238-3513
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2006 · Amount on File
Deed Sale	May 18, 2006 · Amount on File
Deed Document Number	06-076982
Deed Book / Page	10247 / 00943
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3046 W TOWER AVE, CINCINNATI, OH 45238-3513
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074378
Date	Jul 29, 2022
Book Page	14719/546
Instrument	2022-0074378

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3046 W Tower Ave was $2,398, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+3.14%)	$38,777 (-) Land $7,277 Building $31,500
2024	$2,325.00 (-2.23%)	$38,777 (-) Land $7,277 Building $31,500
2023	$2,378.00 (+49.94%)	$38,777 (+67.6%) Land $7,277 Building $31,500	$110,790 Land $20,790 Building $90,000
2022	$1,586.00 Homeowner's exemption	$23,136 Land $5,912 Building $17,224
2020			$66,100 Land $16,890 Building $49,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3046 W Tower Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3046 W Tower Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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