Garrett County property record for 3049 Sand Flat Rd, Oakland, MD 21550 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,174 sqft · built 1994 |
| Lot Size | 6.04 acres (263,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Jan 2010) |
| Tax Bill | $3,500 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-016118 |
| Primary APN | 10-016118 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,174 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 263,102 sqft (6.04 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 624 sqft |
| Patio Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 016118 |
|---|---|
| Street Address | 3049 SAND FLAT RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 6.04 AC W/S SAND FLAT RD SAND FLAT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 10, DEER PARK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 502 |
Source: Garrett County records · APN 10-016118
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3049 SAND FLAT RD, OAKLAND, MD 21550-7333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2010 · Amount on Record |
| Deed Sale | Jan 06, 2010 · Amount on Record |
| Deed Document Number | 201091332 |
| Deed Book / Page | 1487 / 30 |
| Record Updated | Sep 20, 2026 |
Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,500.00 (+5.33%) Homeowner's exemption | $374,400 (+32.77%) Land $37,900 Building $336,500 | $374,400 (+32.77%) Land $37,900 Building $336,500 |
| 2023 | $3,323.00 Homeowner's exemption | $282,000 Land $28,900 Building $253,100 | $282,000 Land $28,900 Building $253,100 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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