2880 Sand Flat Rd, Oakland, MD 21550 Property Records

Garrett County property record for 2880 Sand Flat Rd, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,472 sqft · built 2003
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Oct 2024)
Tax Bill$4,019 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-014301

Property Details

APN / Parcel Number

Primary APN10-014301
Alternative APN
  • 014301

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,472 sqft Total Area
Basement Area1,472 sqft
Finished Basement1,472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area60,113 sqft (1.38 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number014301
Street Address2880 SAND FLAT RD
CityOAKLAND
StateMD
Zip21550-6924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.38 AC E/S SAND FLAT RD PARADISE CHURCH
Legal SubdivisionROBERT BEITZEL
JurisdictionGARRETT MD
Township / Civil Division10, DEER PARK
Census Block Group1
Census Block1043
Census Tract502

Owner

Source: Garrett County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2880 SAND FLAT RD, OAKLAND, MD 21550-6924
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2024 · Amount on Record
Deed SaleOct 8, 2024 · Amount on Record
Prior SaleOct 2, 2024 · Amount on Record
Deed Book / Page2578 / 340
Transfer Doc0000001528
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address2880 SAND FLAT RD, OAKLAND, MD 21550-6924
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address22880 SAND FLAT ROAD, OAKLAND, MD 21550

Mortgage

Document Number0023760475
DateDec 7, 2021
Book Page2376/475
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term15 Months
DueMar 6, 2023

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,019.00 (+21.97%)$352,400 (+26.04%)$388,800 (+39.06%) Land $37,500 Building $351,300
2023$3,295.00$279,600 Land $28,300 Building $251,300$279,600 Land $28,300 Building $251,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Pogozone powered by Neubeam.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sand Flat Rd

Nearby Streets

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