3048 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 3048 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,760 sqft · built 2011
Lot Size0.07 acres (3,033 sqft)
OwnerIndividual Name on Record
Last Sale$526,081 (Jan 2024)
Tax Bill$9,218 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN129-212-001-0006

Property Details

APN / Parcel Number

Primary APN129-212-001-0006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,760 sqft Living Area
1st Floor Area880 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area3,033 sqft (0.07 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area104 sqft
PorchOpen Frame Porch
Porch Area52 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1292120010006
Street Address3048 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 1 COMMERCE AVENUE T/H
Legal SubdivisionCOMMERCE AVENUE T/H
Legal Block1
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2037
Census Tract310101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 BASTROP ST, 406, HOUSTON, TX 77003-2236
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Vendor's Lien, Transfer · Conventional Mortgage
TEXAS DOW EMPLOYEES CU
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2024 · Amount on Record
Deed SaleJan 23, 2024 · Amount on Record
Prior SaleMar 8, 2016
Deed Document Number202423225
Prior Transfer DateFeb 26, 2016
Prior Transfer Doc0000096245
Record UpdatedOct 29, 2026

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJan 23, 2024
Property Address3048 COMMERCE ST, HOUSTON, TX 77003-1636
Document Number0000023225
Map ReferenceMF 608288
Instrument DateJan 19, 2024
Instrument2024-023225
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3048 COMMERCE ST, HOUSTON, TX 77003-1636

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 BASTROP ST APT 406, 406, HOUSTON, TX 77003-2236

Mortgage

Document Number0000023226
DateJan 23, 2024
Instrument2024-023226
Lender
NameTEXAS DOW EMPLOYEES CU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address3048 COMMERCE ST, HOUSTON, TX 77003-1636
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000597582
DateDec 7, 2020
Instrument2020-597582
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,526 (-1.39%) Land $124,658 Building $274,868$399,526 (-1.39%) Land $124,658 Building $274,868
2025$9,218.00 (+59.26%)$405,165 (+8.79%) Land $90,660 Building $314,505$405,165 (+8.79%) Land $90,660 Building $314,505
2024$5,788.00 (+13.18%)
2023$372,434 Land $90,660 Building $281,774$372,434 Land $90,660 Building $281,774
2022$5,114.00 (-18.27%)
2020$6,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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