Harris County property record for 3046 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,192 sqft · built 2011 |
| Lot Size | 0.034 acres (1,458 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,000,000 (Oct 2017) |
| Tax Bill | $5,791 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-212-001-0007 |
| Primary APN | 129-212-001-0007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Game Room | Game Room |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,458 sqft (0.034 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1292120010007 |
|---|---|
| Street Address | 3046 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 BLK 1 COMMERCE AVENUE T/H |
| Legal Subdivision | COMMERCE AVENUE T/H |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 310101 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3046 COMMERCE ST, HOUSTON, TX 77003-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 30, 2017 | Warranty Deed, Transfer · VA Mortgage REPUBLIC ST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | Jan 8, 2015 · Amount on Record |
| Deed Document Number | 2017474469 |
| Prior Transfer Date | Oct 26, 2017 |
| Prior Transfer Doc | 0000474469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3046 COMMERCE ST, HOUSTON, TX 77003-1636 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021136354 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-136354 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 30, 2017 |
| Property Address | 3046 COMMERCE ST, HOUSTON, TX 77003-1636 |
| Document Number | 0000474469 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 474469 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3046 COMMERCE ST HOUSTON TX 770031636, HOUSTON, TX 77003-1636 |
| Document Number | 474470 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 474470 |
| Name | REPUBLIC ST MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,236 (-5.34%) Land $80,992 Building $309,244 | $390,236 (-5.34%) Land $80,992 Building $309,244 | |
| 2025 | $5,791.00 (-1.56%) Homeowner's exemption | $412,253 (+3.14%) Land $58,903 Building $353,350 | $412,253 (+3.14%) Land $58,903 Building $353,350 |
| 2024 | $5,883.00 (+11.63%) | ||
| 2023 | $399,689 Land $58,903 Building $340,786 | $399,689 Land $58,903 Building $340,786 | |
| 2022 | $5,270.00 (-13.96%) | ||
| 2020 | $6,125.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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