3032 Cedar St, Lake Wales, FL 33898 Property Records

Polk County property record for 3032 Cedar St, Lake Wales, FL 33898

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1964
Lot Size	0.194 acres (8,438 sqft)
Owner	2 Individual Names on File
Tax Bill	$634 (2024)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-30-08-941000-007060`

Property Details

APN / Parcel Number

Primary APN	`28-30-08-941000-007060`
Alternative APNs	`083028941000007060` `83028000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,438 sqft (0.194 acres)
Lot Dimensions	150 ft deep x 60 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	308 sqft
Shed	1 Shed
Utility Building	88 sqft

Location & Zoning

Street Address	3032 CEDAR ST
City	LAKE WALES
State	FL
Zip	33898-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GOLF VIEW PARK PB 14 PG 23 23A BLK 7 LOT 6
Legal Range	28E
Legal Township	30S
Legal Section	08
Legal Subdivision	GOLF VIEW PARK
Legal Tract	941000
Legal Block	7
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2040
Census Tract	15401

Owner

3032 Cedar St is owned and occupied by two individuals who acquired it in March 2014.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3032 CEDAR ST, LAKE WALES, FL 33898-5302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2014
Transfer Doc	0000055686
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3032 CEDAR ST, LAKE WALES, FL 33898-5302
Document Number	0101781247
Book / Page	010178 / 001247
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3032 CEDAR ST LAKE WALES FL 338985302, LAKE WALES, FL 33898-5302

Mortgage

Document Number	0101781247
Date	Jun 16, 2017
Book Page	010178/001247
Instrument	115446

Lender

Name	FIRST MTG CORP/WINTER HAVEN
Type	Mortgage Company
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,505 (+2.7%)	$129,994 (-4.19%) Land $15,188 Building $114,806
2025		$20,940	$135,684 Land $14,766 Building $120,918
2024	$634.00 (+29.65%)
2023	$489.00 (+6.77%) Homeowner's exemption	$19,757 (+3%)	$154,804 (+31.88%) Land $14,345 Building $140,459
2022	$458.00 Homeowner's exemption	$19,182	$117,381 Land $5,400 Building $111,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3032 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 Cedar St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20