3048 Bill Rd, Galt, CA 95632 Property Records

San Joaquin County property record for 3048 Bill Rd, Galt, CA 95632

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 3 ba · 2,426 sqft · built 2002
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$374,000 (May 2002)
Tax Bill$7,641 (2026)
Deeds & MortgagesOct 2018 Line of Credit
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN005-080-410-000

Property Details

APN / Parcel Number

Primary APN005-080-410-000
Alternative APN
  • 005-080-41

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,426 sqft Gross Area
1st Floor Area2,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area87,120 sqft (2 acres)
Garage Area969 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number005-080-41
Street Address3048 BILL RD
CityGALT
StateCA
Zip95632
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAG40
Legal Description02-FM PT OF 25/PT TO 42/43/46 PER OWNER
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1005
Census Tract4600

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3000 BILL RD, GALT, CA 95632-8205
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2018Deed of Trust, Mortgage · Line of Credit
FIRST NTHRN BK/DIXON
May 2, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2002 · Amount on Record
Deed SaleMay 9, 2002 · Amount on Record
Deed Document Number200280334
Last Transfer DateApr 23, 2018
Transfer Doc0000048394
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3048 BILL RD, GALT, CA 95632
Document Number0000110948
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedOct 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3048 BILL RD GALT CA 95632, GALT, CA 95632

Mortgage

Document Number0000110948
DateOct 5, 2018
Instrument110948
Lender
NameFIRST NTHRN BK/DIXON
TypeBank
AddressWEST SACRAMENTO, CA 95691
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMay 2, 2018
Property Address3048 BILL RD, GALT, CA 95632
Document Number0000048394
Map ReferenceMB 9 PG 15
Instrument DateApr 23, 2018
Instrument2018-048394
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyTITLE SOURCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3000 BILL RD, GALT, CA 95632-8205

Mortgage

Document Number0000048395
DateMay 2, 2018
Instrument2018-048395
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,641.00 (-1.93%)
2025$7,791.00 (+5.6%)$607,217 (+4.04%) Land $182,917 Building $424,300
2023$7,378.00 (+3.73%)$583,640 Land $175,815 Building $407,825$830,970
2022$7,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2017–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Softcom Internet Communications
Fixed Wireless
400 / 50
unWired Broadband
Fixed Wireless
300 / 30
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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