San Joaquin County property record for 3009 Bill Rd, Galt, CA 95632
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,498 sqft · built 2001 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jan 2004) |
| Tax Bill | $6,197 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-080-080-000 |
| Primary APN | 005-080-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,498 sqft Living Area |
| 1st Floor Area | 2,498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Metal Frame |
| Lot Area | 91,912 sqft (2.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 005-080-08 |
|---|---|
| Street Address | 3009 BILL RD |
| City | GALT |
| State | CA |
| Zip | 95632-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG40 |
| Legal Description | TWP 05N RGE 06E SEC 36 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4600 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3009 BILL RD, GALT, CA 95632-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2004 · Amount on File |
| Deed Sale | Jan 6, 2004 · Amount on File |
| Prior Sale | Sep 8, 1998 · Amount on File |
| Deed Document Number | 20041756 |
| Prior Transfer Date | Aug 31, 1998 |
| Prior Transfer Doc | 0000105433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3009 BILL RD, GALT, CA 95632-8205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY C |
| Name | Verified Name |
|---|
| Document Number | 0000120660 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018-120660 |
| Name | OPERATING ENGINEERS LOCAL UNION #3 FCU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,197.00 (-2.02%) | ||
| 2025 | $6,325.00 (+6.04%) Homeowner's exemption | $532,270 (+4.04%) Land $312,777 Building $219,493 | |
| 2023 | $5,965.00 (+4.03%) Homeowner's exemption | $511,604 Land $300,633 Building $210,971 | $817,200 |
| 2022 | $5,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2017–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 300 / 30 |
| DigitalPath Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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