3046 Silver Oak Ct, Turlock, CA 95382 Property Records

Stanislaus County property record for 3046 Silver Oak Ct, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,784 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2009)
Tax Bill	$5,321 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-016-044-000`

Property Details

APN / Parcel Number

Primary APN	`087-016-044-000`
Alternative APNs	`0871644000` `0871644`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,784 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3046 SILVER OAK CT
City	TURLOCK
State	CA
Zip	95382-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A210UT
Legal Description	STERLING OAKS #4 (40M43) LOT 50
Legal Subdivision	STERLING OAKS 04
Legal Block	1
Legal Lot Number	50
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	1
Census Block	1000
Census Tract	3612

Owner

3046 Silver Oak Ct is owned and occupied by two individuals who acquired it in September 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2009 · Amount on File
Deed Sale	Sep 18, 2009 · Amount on File
Prior Sale	Apr 2, 2004 · Amount on File
Deed Document Number	200991059
Last Transfer Date	Sep 10, 2019
Transfer Doc	0000062886
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613

Mortgage

Document Number	0000005951
Date	Feb 13, 2024
Instrument	2024-0005951

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613

Mortgage

Document Number	0000086231
Date	Sep 10, 2021
Instrument	2021-0086231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 17, 2019
Property Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613
Document Number	0000062886
Map Reference	VOL 40 PG 43
Instrument Date	Sep 10, 2019
Instrument	2019-0062886
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3046 SILVER OAK CT, TURLOCK, CA 95382-8613

Mortgage

Document Number	0000062887
Date	Sep 17, 2019
Instrument	2019-0062887

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3046 Silver Oak Ct was $5,321, up 11.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,321.00 (+11.53%)	$378,116 (+2%) Land $85,572 Building $292,544
2025	$4,771.00	$370,703 Land $83,895 Building $286,808
2023	$5,174.00 (+7.61%)	$356,310 Land $80,638 Building $275,672
2022	$4,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3046 Silver Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3046 Silver Oak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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