3045 Silver Oak Ct, Turlock, CA 95382 Property Records

Stanislaus County property record for 3045 Silver Oak Ct, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,532 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,000 (Jan 2004)
Tax Bill	$6,133 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-016-063-000`

Property Details

APN / Parcel Number

Primary APN	`087-016-063-000`
Alternative APNs	`0871663000` `0871663`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,532 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3045 SILVER OAK CT
City	TURLOCK
State	CA
Zip	95382-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A210UT
Legal Description	STERLING OAKS #4 (40M43) LOT 69
Legal Subdivision	STERLING OAKS 04
Legal Block	1
Legal Lot Number	69
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	1
Census Block	1000
Census Tract	3612

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3045 SILVER OAK CT, TURLOCK, CA 95382-8613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2004 · Amount on Record
Deed Sale	Jan 22, 2004 · Amount on Record
Deed Document Number	20048480
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3045 SILVER OAK CT, TURLOCK, CA 95382-8613
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SILVER OAK CT, TURLOCK, CA 95382-8613

Mortgage

Document Number	0000067975
Date	Oct 13, 2022
Instrument	2022-0067975

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3045 SILVER OAK CT, TURLOCK, CA 95382-8613
Document Number	0000015812
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 SILVER OAK CT TURLOCK CA 953828613, TURLOCK, CA 95382-8613

Mortgage

Document Number	0000015812
Date	Mar 6, 2020
Instrument	15812

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2030

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3045 SILVER OAK CT, TURLOCK, CA 95382-8613
Document Number	0000011928
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SILVER OAK CT TURLOCK CA 953828613, TURLOCK, CA 95382-8613

Mortgage

Document Number	0000011928
Date	Feb 22, 2017
Instrument	11928

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,133.00 (+10.15%) Homeowner's exemption	$461,156 (+2%) Land $130,512 Building $330,644
2025	$5,568.00 (-6.45%) Homeowner's exemption	$452,114 (+4.04%) Land $127,953 Building $324,161
2023	$5,952.00 (+1.36%) Homeowner's exemption	$434,560 Land $122,986 Building $311,574
2022	$5,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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