3046 Lower Ranch Rd, Lincoln, CA 95648 Property Records

Placer County property record for 3046 Lower Ranch Rd, Lincoln, CA 95648

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,455 sqft · built 1910
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Last Sale	$900,000 (Nov 2020)
Tax Bill	$10,140 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`031-105-003-000`

Property Details

APN / Parcel Number

Primary APN	`031-105-003-000`
Alternative APNs	`031102063000` `031-105-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,455 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	435,600 sqft
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	031-105-003
Street Address	3046 LOWER RANCH RD
City	BICKFORD RANCH
State	CA
Zip	95648-9654
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	POR LT L-58B MOR BK BB PG 77 & FR SEC 19 12 7
Legal Subdivision	BICKFORD RANCH LARGE LOT SUBD. PHASE 1
Legal Lot Number	L
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1007
Census Tract	21204

Owner

3046 Lower Ranch Rd, a duplex, is owned by a company that bought it in November 2020.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4370 TOWN CENTER BLVD, 100, EL DORADO HILLS, CA 95762-7139
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 16, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2020131708
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	0000131708
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3046 LOWER RANCH RD, LINCOLN, CA 95648-9654
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 TOWA CENTER BLVD #100 100, 100, EL DORADO HILLS, CA 95762-7139

Mortgage

Document Number	0000025733
Date	Feb 23, 2021
Instrument	2021-0025733

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2028
Change Frequency	Monthly
Index	Other
Max Rate	10.9%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 16, 2020
Property Address	3046 LOWER RANCH RD, LINCOLN, CA 95648-9654
Document Number	0000131708
Instrument Date	Nov 10, 2020
Instrument	131708
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4370 TOWN CENTER BLVD #100 EL DORADO HILLS CA 957627139, 100, EL DORADO HILLS, CA 95762-7139

Tax Assessment & Valuation

The 2025 property tax bill for 3046 Lower Ranch Rd was $10,140, down 0.5% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$993,669 (+2%) Land $772,855 Building $220,814
2025	$10,140.00 (-0.48%)	$974,186 Land $757,701 Building $216,485
2024	$10,189.00 (+1.51%)
2023	$10,037.00 (-0.01%)	$936,360 Land $728,280 Building $208,080
2022	$10,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3046 Lower Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3046 Lower Ranch Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: AT&T, T-Mobile, Verizon.

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