3046 Locust Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3046 Locust Rd, Decorah, IA 52101 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1974
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2020)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072430000700`

Property Details

APN / Parcel Number

Primary APN	`072430000700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	600 sqft
Unfinished Basement	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	173,804 sqft (3.99 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3046 LOCUST RD
City	DECORAH
State	IA
Zip	52101-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-3 EXC S 1.31 AC NE SW
Legal Range	08W
Legal Township	99N
Legal Section	24
Legal Lot Number	1-3
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CANOE
Census Block Group	2
Census Block	2005
Census Tract	950400

Owner

Source: Winneshiek County records · APN 072430000700

Assessment roll updated October 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3046 LOCUST RD, DECORAH, IA 52101-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	20203618
Deed Book / Page	2020 / 3618
Prior Transfer Date	Mar 01, 2010
Prior Transfer Doc	2010/0669
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 09, 2020
Property Address	3046 LOCUST RD, DECORAH, IA 52101-7405
Document Number	02020/3618
Book / Page	2020 / 3618
Instrument Date	Aug 18, 2020
Instrument	2020 3618
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3104 36TH ST, DES MOINES, IA 50310-4611

Mortgage

Document Number	0020203619
Date	Sep 09, 2020
Instrument	2020 3619

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 Homeowner's exemption	$293,080 (+13.67%) Land $55,180 Building $237,900	$293,080 (+13.67%) Land $55,180 Building $237,900
2024	$3,054.00 (+9.23%)
2023		$257,830 (+22.71%) Land $55,180 Building $202,650	$257,830 (+22.71%) Land $55,180 Building $202,650
2022	$2,796.00	$210,120 Land $45,980 Building $164,140
2021			$210,120 Land $45,980 Building $164,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 49% of Iowa
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.