Winneshiek County property record for 3045 Locust Rd, Decorah, IA 52101
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,148 sqft · built 1880 |
| Lot Size | 13.8 acres (604,177 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,154 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072417600100 |
| Primary APN | 072417600100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Basement Area | 224 sqft |
| Unfinished Basement | 224 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 604,177 sqft (13.8 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3045 LOCUST RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 1-2, 1-4 & 2-4 W 1/2 SE NW |
| Legal Range | 08W |
| Legal Township | 99N |
| Legal Section | 24 |
| Legal Lot Number | 1-4 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | CANOE |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 950100 |
3045 Locust Rd, a rural home, is owned by an individual.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3041 SPRINGWATER RD, DECORAH, IA 52101-7407 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3045 Locust Rd was $1,154.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154.00 | $92,910 (-) Land $24,910 Building $68,000 | $92,910 (-) Land $24,910 Building $68,000 |
| 2025 | $1,154.00 (+8.46%) | $92,910 Land $24,910 Building $68,000 | $92,910 Land $24,910 Building $68,000 |
| 2024 | $1,064.00 | ||
| 2023 | $76,870 (+16.61%) Land $18,390 Building $58,480 | $76,870 Land $18,390 Building $58,480 | |
| 2022 | $1,002.00 Additional exemption filed | $65,920 Land $14,820 Building $51,100 | |
| 2021 | $65,920 Land $14,820 Building $51,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3045 Locust Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3045 Locust Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| Harmony Telephone Company Fixed Wireless | 50 / 10 |
5G and 4G LTE (outdoors only)
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