Schenectady County and Rotterdam Town property record for 3046 Caroline Ave, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1980 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,463 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.14-11-18.1 |
| Primary APN | 422800 48.14-11-18.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 148 ft deep x 54 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3046 CAROLINE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R, CRP, FP, TLSH, SP SIEGEL - 98 2.-156-1.9 |
| Legal Subdivision | MATTHEW SIEGEL |
| Legal Block | 11 |
| Legal Lot Number | 18.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.14-11-18.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3046 CAROLINE AVE, SCHENECTADY, NY 12306-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 09, 2020 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Nov 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 25, 2020 |
| Transfer Doc | 0000037619 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3046 CAROLINE AVE, SCHENECTADY, NY 12306-1608 |
| Document Number | 0000040501 |
| Instrument Date | Dec 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3046 CAROLINE AVE SCHENECTADY NY 123061608, SCHENECTADY, NY 12306-1608 |
| Document Number | 0000040501 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 005052/000625 |
| Instrument | 40501 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 21, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 30, 2020 |
| Property Address | 3046 CAROLINE AVE, SCHENECTADY, NY 12306-1608 |
| Document Number | 0000037619 |
| Book / Page | 002046 / 000826 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 37619 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3046 CAROLINE AVE SCHENECTADY NY 123061608, SCHENECTADY, NY 12306-1608 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,463.00 | $186,000 (-) Land $10,800 Building $175,200 | $286,200 (+16.96%) Land $16,618 Building $269,582 |
| 2023 | $186,000 Land $10,800 Building $175,200 | $244,700 Land $14,208 Building $230,492 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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