3039 Caroline Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3039 Caroline Ave, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,280 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$161,500 (2021)
Tax Bill	$4,815.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 48.14-10-22`
Alternative APN	`280004801400100220000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,280 sqft Living Area
1st Floor	872 sqft 1st Floor
Upper Floors	408 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Bungalow Style
Exterior Material	Composition/Composite Exterior
Lot Area	5,227 sqft (0.12 acres)
Depth X Width	144 ft x 36 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	200 sqft Garage
Porch Area	50 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3039 CAROLINE AVE
City	SCHENECTADY
State	NY
Zip	12306-1607
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G SIEGEL-153 2.-157-9
Legal Block	10
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1016
Census Tract	32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.14-10-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3039 CAROLINE AVE, SCHENECTADY, NY 12306-1607
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2021 · Amount on Record
Deed Sale	Dec 09, 2021 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Doc Number	202162029
Deed Book / Page	2073 / 283
Record Refreshed	Jun 08, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 09, 2021
Property Address	3039 CAROLINE AVE, SCHENECTADY, NY 12306-1607
Document Number	0000062029
Book / Page	2073 / 283
Map Reference	MAP 144
Instrument Date	Nov 29, 2021
Instrument	202162029
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3039 CAROLINE AVE, 3039, SCHENECTADY, NY 12306-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10661 MARIAVILLE RD, PATTERSONVILLE, NY 12137-4018

Mortgage

Document Number	0000062030
Date	Dec 09, 2021
Instrument	202162030

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,815.00	$120,000 (-) Land $7,200 Building $112,800	$184,600 (+16.91%) Land $11,076 Building $173,524
2023		$120,000 Land $7,200 Building $112,800	$157,900 Land $9,474 Building $148,426

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.