3045 Tugalo St, Johns Island, SC 29455 Property Records

Charleston County property record for 3045 Tugalo St, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,833 sqft · built 2017
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2024)
Tax Bill	$7,917 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`313-00-00-438`

Property Details

APN / Parcel Number

Primary APN	`313-00-00-438`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	1,609 sqft
Upper Floors Area	224 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3045 TUGALO ST
City	JOHNS ISLAND
State	SC
Zip	29455-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L16 MAPPLATP 0555 SUBDIVISIONNAME MAYBANK VILLAGE PHASE 2B LOT 85
Legal Subdivision	MAYBANK VILLAGE
Legal Phase	2B
Legal Lot Number	85
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	3
Census Block	3037
Census Tract	2107

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 FARNHAM RD, HAVERTOWN, PA 19083-4724
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Feb 1, 2024	Quit Claim Deed, Transfer OS NATIONAL LLC
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2021	Deed, Transfer OS NATIONAL LLC
Jun 28, 2019	Grant Deed, Transfer · FHA Mortgage CBC NAT'L BK MTG
May 31, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Book / Page	1236 / 299
Prior Transfer Date	Jan 25, 2024
Prior Transfer Doc	0012260517
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 29, 2024
Property Address	3045 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0012360299
Book / Page	1236 / 299
Map Reference	MB L16 PG 555-557
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	223 FARNHAM RD, HAVERTOWN, PA 19083-4724

Mortgage

Document Number	0001236300
Date	Mar 29, 2024
Instrument	1236/300

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 1, 2024
Property Address	3045 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0012260517
Book / Page	1226 / 517
Map Reference	MB L16 PG 555-557
Instrument Date	Jan 25, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3045 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009570686
Date	Feb 4, 2021
Book Page	957/686

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 12, 2021
Property Address	3045 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0010510534
Book / Page	1051 / 534
Map Reference	MB L16-0555-0557
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$962.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380
Investor	Possibly a Property Investor

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 28, 2019
Property Address	3045 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0805/0036
Book / Page	000805 / 000036
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 TUGALO ST JOHNS ISLAND SC 294559003, JOHNS ISLAND, SC 29455-9003

Mortgage

Document Number	805/0038
Date	Jun 28, 2019
Book Page	000805/000038

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 31, 2017
Property Address	3045 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0641/0573
Book / Page	000641 / 000573
Instrument Date	Mar 24, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 TUGALO ST JOHNS ISLAND SC 294559003, JOHNS ISLAND, SC 29455-9003

Mortgage

Document Number	641/0575
Date	May 31, 2017
Book Page	000641/000575

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,917.00 (+22.84%)	$470,000 (+2,017.12%) Land $105,000 Building $365,000	$470,000 (+27.03%) Land $105,000 Building $365,000
2024	$6,445.00 (+8.12%)	$22,200 (-)
2022	$5,961.00	$22,200	$370,000 (-) Land $90,000 Building $280,000
2020			$370,000 Land $90,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 210 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Home Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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