3020 Tugalo St, Johns Island, SC 29455 Property Records

Charleston County property record for 3020 Tugalo St, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 2017
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,890 (Jul 2017)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`313-00-00-464`

Property Details

APN / Parcel Number

Primary APN	`313-00-00-464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3020 TUGALO ST
City	JOHNS ISLAND
State	SC
Zip	29455-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L16 MAPPLATP 0555 SUBDIVISIONNAME MAYBANK VILLAGE PHASE 2B LOT 111
Legal Subdivision	MAYBANK VILLAGE
Legal Phase	2B
Legal Lot Number	111
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	3
Census Block	3030
Census Tract	2107

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3020 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 15, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 27, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Deed Book / Page	655 / 244
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3020 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010690573
Date	Jan 19, 2022
Book Page	1069/573

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3020 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0862/0875
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Apr 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 TUGALO ST JOHNS ISLAND SC 294559003, JOHNS ISLAND, SC 29455-9003

Mortgage

Document Number	0862/0875
Date	Feb 27, 2020
Book Page	000862/000875

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 27, 2017
Property Address	3020 TUGALO ST, JOHNS ISLAND, SC 29455-9003
Document Number	0655/0244
Book / Page	000655 / 000244
Instrument Date	Jul 18, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.89
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 TUGALO ST JOHNS ISLAND SC 294559003, JOHNS ISLAND, SC 29455-9003

Mortgage

Document Number	655/0245
Date	Jul 27, 2017
Book Page	000655/000245

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+14.23%)	$301,070 (+2,597.76%) Land $80,500 Building $220,570	$429,100 (+63.9%) Land $105,000 Building $324,100
2024	$1,855.00 (+8.67%)	$11,160 (-)
2022	$1,707.00	$11,160	$261,800 (-) Land $70,000 Building $191,800
2020			$261,800 Land $70,000 Building $191,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 210 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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