3045 Sounding Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3045 Sounding Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1983
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jun 2017)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-099817`

Property Details

APN / Parcel Number

Primary APN	`01-099817`
Alternative APNs	`1099817` `099817`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 47 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	099817
Street Address	3045 SOUNDING DR
City	EDGEWOOD
State	MD
Zip	21040-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 298 7200 SF 3045 SOUNDING DRIVE HARB OAKS P4 P 42/7
Legal Subdivision	HARBOUR OAKS
Legal Lot Number	298
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3005
Census Tract	301602

Owner

Source: Harford County records · APN 01-099817

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Oct 07, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Sep 12, 2022	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Apr 23, 2018	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS
Aug 16, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jun 05, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2017 · Amount on Record
Deed Sale	Jun 05, 2017 · Amount on Record
Prior Sale	Oct 08, 2009 · Amount on Record
Deed Document Number	201712371-0123
Deed Book / Page	12371 / 123
Prior Transfer Date	Jun 14, 2012
Prior Transfer Doc	0097270271
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924

Mortgage

Document Number	0169900253
Date	Feb 05, 2026
Book Page	16990/253

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134800325
Date	Oct 07, 2019
Book Page	13480/0325

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139720479
Date	Jul 14, 2020
Book Page	13972/479

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156680498
Date	Sep 12, 2022
Book Page	15668/498

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Document Number	0128070141
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SOUNDING DR EDGEWOOD MD 210402924, EDGEWOOD, MD 21040-2924

Mortgage

Document Number	0128070141
Date	May 07, 2018
Book Page	012807/000141

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 06, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Document Number	0124790432
Book / Page	012479 / 000432
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SOUNDING DR EDGEWOOD MD 210402924, EDGEWOOD, MD 21040-2924

Mortgage

Document Number	0124790432
Date	Aug 22, 2017
Book Page	012479/000432

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 05, 2017
Property Address	3045 SOUNDING DR, EDGEWOOD, MD 21040-2924
Document Number	0123710123
Book / Page	012371 / 000123
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3045 SOUNDING DR EDGEWOOD MD 210402924, EDGEWOOD, MD 21040-2924

Mortgage

Document Number	123710130
Date	Jun 05, 2017
Book Page	012371/000130

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,700 (+6.31%) Land $60,300 Building $156,400	$216,700 (-) Land $60,300 Building $156,400
2025	$1,676.00 (-11.23%) Homeowner's exemption	$203,833 (+14.45%)	$216,700 (+21.67%) Land $60,300 Building $156,400
2023		$178,100 Land $60,300 Building $117,800	$178,100 Land $60,300 Building $117,800
2022	$1,888.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253016023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2013)
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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